Can't see the need

When I sold Jenny I reduced the insurance bill from $845.00 to $642.00.
I really can't see the need to keep the insurance that high for Charlene with her not running. I had $300,000. / $300,000.  plus towing and roadside, plus medical $300,000./ $300,000. plus collision total coverage and finally theft flood fire etc.
For a bike that is parked I dropped just about all of it. It is at the bare minimum right now. Hopefully that will keep motor vehicle off my ass and save some money. Still, it costs $310.00 for  minimal coverage so, that moneys gone.

Seems every time AI get a little ahead to get here fixed, something comes up.